Terms And Use

Welcome to ins.copaster.com (“we,” “our,” or “the Site”). By accessing and using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree, please stop using the website immediately.

1. Purpose of the Website

ins.copaster.com is an informational website that provides educational content related to insurance and its various types, including business insurance, income protection, and auto insurance.
All materials published on this site are for general informational and educational purposes only. We do not offer insurance products, broker services, or financial consultation.

2. Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agreed to these Terms of Use. You are responsible for ensuring your use of this website complies with applicable laws and regulations.

3. Intellectual Property Rights

All content published on ins.copaster.com, including text, graphics, logos, images, and layout, is protected by copyright and intellectual property laws.
You may share our articles for personal or non-commercial use provided that proper credit and a link back to our website are included.
You may not reproduce, republish, sell, or redistribute any content for commercial purposes without written permission.

4. Content Disclaimer

We make every effort to ensure the accuracy and reliability of our content. However, we make no guarantees about the completeness, accuracy, or suitability of the information for your specific situation.
All content is provided “as is” and should not be considered financial, legal, or professional advice.
Before making any insurance or financial decision, we recommend consulting with a qualified professional or licensed insurance provider.

5. Third-Party Links and Advertisements

Our website may contain links to third-party websites or display advertisements (for example, through Google AdSense).
These links and ads are provided for reference only. We do not control or endorse the content, policies, or reliability of external websites.
Your interactions with advertisers or third-party links are solely your responsibility.

6. Google AdSense and Cookies

ins.copaster.com uses Google AdSense to display relevant advertisements. Third-party vendors, including Google, may use cookies to serve ads based on prior visits to this or other websites.
You can opt out of personalized ads by visiting:
👉 https://www.aboutads.info/choices/
We do not have access to or control over cookies used by advertisers.

7. Limitation of Liability

To the fullest extent permitted by law, ins.copaster.com, its authors, and affiliates shall not be held liable for any loss or damage (direct, indirect, incidental, or consequential) arising out of your use of or reliance on the content published on this website.
Your use of the site and its information is entirely at your own risk.

8. Updates to the Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice. Changes will take effect immediately upon posting. The “Last updated” date at the top of this page reflects the most recent revision.
By continuing to use this website, you agree to any updates made to these terms.

9. Governing Law

These Terms are governed by and interpreted in accordance with the laws of Indonesia. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of Indonesian courts.